Banxa fiat on-ramp is failing — escalate it?
In the last 42 min, Banxa card-checkout success fell from 71% → 22%. Their callback p99 went 0.8s → 14s (timeouts), and Banxa's status page now reads “degraded.” That's stalling EU/UK card deposits — 1,180 stuck, ~$2.4M in funding held. MoonPay is healthy at 64%. This needs a human to escalate.